BOP Negahban Card Money Withdrawal – Complete Guide 2026

The BOP Negahban Card has been introduced under the CM Punjab Ramadan Nigehban Package 2026 to ensure fast, transparent, and dignified cash assistance for deserving families. Instead of pay orders, beneficiaries can now withdraw cash directly through Bank of Punjab (BOP) ATM cards, making the process easier and more secure.

Below is a complete, step-by-step guide on how to withdraw money using the BOP Negahban Card, eligibility checks, common issues, and important precautions.

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What Is the BOP Negahban Card?

The BOP Negahban Card is a special-purpose ATM card issued by the Bank of Punjab for families approved under the Ramadan Nigehban Package 2026.

Key points:

Issued only to PSER-approved households
Linked with Ramadan relief amount
Can be used only for cash withdrawal
No cheque or pay order involved

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How to Withdraw Money from BOP Negahban Card (Step-by-Step)

Follow these simple steps to withdraw your Negahban card amount:

Visit the nearest Bank of Punjab ATM
Insert your BOP Negahban ATM card
Select Urdu or English language
Enter your 4-digit ATM PIN
Choose the Cash Withdrawal option
Select or enter the withdrawal amount
Collect your cash and receipt

The full amount can usually be withdrawn in one transaction, depending on ATM limits.

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Where Can You Withdraw Negahban Card Money?

You can withdraw funds from:

Bank of Punjab ATMs (recommended)
Other bank ATMs may not support this card

For smooth withdrawal, always prefer BOP ATMs, especially those near tehsil offices or main branches.

When Will the Money Be Available?

Funds are transferred before Ramadan
SMS notification is usually sent after loading
Money remains available until withdrawn

If you received the card but balance is zero, wait 24–48 hours or contact helpline.

Common Problems & Solutions

1. ATM Shows “No Balance”

Payment not yet loaded
PSER verification still in process

Solution:

Wait 1–2 days
Call BOP or official helpline

2. Forgot ATM PIN

Visit nearest BOP branch with CNIC
Request PIN reset

3. Card Blocked or Not Working

Card entered wrongly multiple times
Technical issue

Solution:

Visit BOP branch
Carry original CNIC

Important Instructions for Beneficiaries

Do not share your ATM PIN with anyone
Avoid agents or middlemen
Withdraw cash yourself
Keep receipt as proof
Use card only for official withdrawal

The Negahban Card is free of cost, and no deduction is applied on withdrawal.

Official Helpline for BOP Negahban Card

If you face any issue regarding card or withdrawal:

Punjab Government Helpline: 0800-02345
Bank of Punjab Branch: Nearest BOP office

Conclusion

The BOP Negahban Card money withdrawal system has made Ramadan relief faster, safer, and more transparent. By using ATM cards instead of pay orders, the Punjab Government has ensured that deserving families can access their funds without delays or deductions.

Beneficiaries are advised to follow the official process, avoid misinformation, and withdraw their amount only through Bank of Punjab ATMs to enjoy hassle-free Ramadan assistance.